The financial system in colombia is on the verge of a significant transformation with the mass deployment of the\u00a0keys to digital payments immediate<\/strong>a scheme that promises to revolutionize the way in which the colombian perform transactions. From\u00a0July 2025<\/strong>this new mechanism will begin to operate on a large scale, marking a milestone in the digitization of payments and reducing the use of cash in the country.<\/p>\n The\u00a0keys<\/strong>\u00a0they are unique identifiers that allow users to perform transactions quickly, securely and without the need to share sensitive information such as account numbers. According to the\u00a0Bank of the Republic<\/strong>this system will provide a structure\u00a0\u201cmultillave\u201d<\/strong>that includes four options to choose from:<\/p>\n This approach seeks to simplify the payment process, making it more accessible to all users, regardless of their familiarity with the technology.<\/p>\n Since the beginning of this year, several financial institutions have been preparing for the implementation of this new scheme.\u00a0Bancolombia<\/strong>\u00a0and\u00a0Davivienda<\/strong>, for example, have already launched initiatives to make transfers immediate between their platforms and wallets, virtual. These actions are not only a technical advancement, but also a way of\u00a0\u201cawareness\u201d<\/strong>\u00a0to the users about the benefits of digital payments.<\/p>\n For its part, the\u00a0Grupo Aval<\/strong>through the\u00a0Banco de Bogota<\/strong>, has initiated a pilot of payments interoperable between its entities and other financial institutions. According to\u00a0Mar\u00eda Lorena Guti\u00e9rrez<\/strong>, president of the Bank of Bogota, this project is key for the digital strategy of the sector.<\/p>\n The implementation of the keys and prompt payments will not only benefit the users, but will also strengthen the ecosystem of the country's financial. Some of the most notable benefits include:<\/p>\n In addition to prompt payments, the\u00a0finance open<\/strong>\u00a0they also play a crucial role in the digital transformation of the sector. During the\u00a027th Congress of the Treasury<\/strong>,\u00a0Jonathan Malagon<\/strong>president\u00a0Asobancaria<\/strong>stressed that these initiatives are critical to the recovery and consolidation of the financial system.<\/p>\n For its part, the\u00a0superintendent of financial, C\u00e9sar Ferrari<\/strong>announced that the decree of the finance open mandatory will be formally published in the next two weeks. Although the decree received more than\u00a03.500 comments<\/strong>Ferrari clarified that many of them were not applicable, as they sought to resolve problems outside the scope of the superintendent.<\/p>\n The mass deployment of the keys to digital payments immediate from July represents a significant advance in the modernization of the financial system in colombia. This new scheme not only facilitate transactions, but will also promote financial inclusion and reduce the dependency on cash.<\/p>\n With the support of financial institutions, and the regulation of the\u00a0Bank of the Republic<\/strong>, Colombia is taking a strong step towards a future where digital payments are the norm, not the exception.\u00a0Are you ready to join this financial revolution?<\/strong><\/p>\n What do you think about this new payment system?<\/strong><\/p>\n share this article so more people are aware of the benefits of the keys to digital.<\/p>\n The future of payments is here!<\/strong><\/p>\n <\/p>\n You may also like: Digital alternatives to Pay Workers Without Papers or Wait!<\/a><\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" Llaves y Transacciones Inmediatas El sistema financiero colombiano est\u00e1 a punto de experimentar una transformaci\u00f3n significativa con la implementaci\u00f3n masiva de las\u00a0llaves para pagos digitales inmediatos, un esquema que promete revolucionar la forma en que los colombianos realizan transacciones. A partir de\u00a0julio de 2025, este nuevo mecanismo comenzar\u00e1 a operar a gran escala, marcando un […]<\/p>","protected":false},"author":1,"featured_media":10644,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":["post-10642","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts\/10642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/comments?post=10642"}],"version-history":[{"count":0,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts\/10642\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/media\/10644"}],"wp:attachment":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/media?parent=10642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/categories?post=10642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/tags?post=10642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}What are the keys to digital payments?<\/h3>\n
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Preparations and Pilots: Banks in Action<\/h3>\n
Benefits for Users and the Ecosystem Financial<\/h3>\n
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Finance Open: One More Step towards Digitization<\/h3>\n
Conclusion: A Digital Future Closest<\/h3>\n
Source: The republic<\/a><\/h6>\n