{"id":11564,"date":"2025-07-17T08:51:05","date_gmt":"2025-07-17T13:51:05","guid":{"rendered":"https:\/\/iqcol.com\/?p=11564"},"modified":"2025-07-17T08:51:39","modified_gmt":"2025-07-17T13:51:39","slug":"bre-b-la-revolucion-de-pagos-inmediatos-en-colombia","status":"publish","type":"post","link":"https:\/\/iqcol.com\/en\/bre-b-la-revolucion-de-pagos-inmediatos-en-colombia\/","title":{"rendered":"Bre-B The Revolution of prompt Payments in Colombia"},"content":{"rendered":"<p>Colombia is on the verge of a transformation in the way in which transactions take place daily. The Bank of the Republic has launched\u00a0<strong>Bre-B<\/strong>his innovative system of prompt payments and interoperable, designed to modernize the economy, to boost financial inclusion and reduce the reliance on cash. Inspired by models of global success as those of Brazil and India, Bre-B promises transfers instant, free (initially) and without complications between different financial institutions.<\/p>\n<h2>What is Bre-B and how does it work?<\/h2>\n<p>Bre-B is not an app, but an integrated system that will operate directly through the platforms of their bank. Its essence lies in the \u201ckeys\u201d electronic: unique identifiers, such as your card number, phone number or e-mail. These keys are linked to your bank account, eliminating the need to share long account numbers to send or receive money.<\/p>\n<h3><strong>Key features:<\/strong><\/h3>\n<ul>\n<li><strong>Transfers snapshot:<\/strong>\u00a0Send and receive money 24\/7, regardless of the financial institution.<\/li>\n<li><strong>No cost apparent:<\/strong>\u00a0Initially, the transfers will be free of charge.<\/li>\n<li><strong>Interoperability:<\/strong>\u00a0Connected to all banks and financial institutions of the country.<\/li>\n<li><strong>Ease of use:<\/strong>\u00a0You only need the \u201ckey\u201d of another person to perform a transaction.<\/li>\n<\/ul>\n<h3>Benefits for all<\/h3>\n<p>The launch of Bre-B is a giant step towards the digitization and formalization of the colombian economy. With more than 70% of transactions are still in cash, the system searches for:<\/p>\n<ul>\n<li><strong>To promote financial inclusion:<\/strong>\u00a0Allow more colombians, including those with digital accounts or prepaid access to the formal financial system.<\/li>\n<li><strong>Reduce the use of cash:<\/strong>\u00a0Decrease the flow of money physical, which in turn fights the informality and the illegal economy.<\/li>\n<li><strong>Greater efficiency and safety:<\/strong>\u00a0Move money more quickly and safely, with greater traceability.<\/li>\n<li><strong>Support small businesses:<\/strong>\u00a0Facilitate digital payments for the formalization and growth of micro and small enterprises.<\/li>\n<\/ul>\n<h2>His way with Bre-B: The \u201cKeys\u201d<\/h2>\n<h3>The process is simple:<\/h3>\n<ol>\n<li><strong>Sign in to your bank:<\/strong>\u00a0Look for the \u201cZone Bre-B\u201d in the app or web page from your financial institution.<\/li>\n<li><strong>To register your key:<\/strong>\u00a0Choose an id (identity card, phone, mail, or an alphanumeric code), and associate it with your account. Remember: a key cannot be registered in more than one bank at a time.<\/li>\n<li><strong>Share your key:<\/strong>\u00a0Once registered, you just need to share this \u201cturn-key\u201d with whom you want to send money.<\/li>\n<li><strong>Transfer with confidence:<\/strong>\u00a0Before you commit, check the key and the amount.<\/li>\n<\/ol>\n<p>Implementation timeline<\/p>\n<ul>\n<li><strong>July 14, 2025:<\/strong>\u00a0It began the stage of recording of \u201ckeys\u201d. You can register yours!<\/li>\n<li><strong>From 22 September 2025:<\/strong>\u00a0Enable the transfers and payments are immediate through the system.<\/li>\n<\/ul>\n<h3>Challenges and the future<\/h3>\n<p>Although the enthusiasm is great, there are important considerations. The user education will be key to ensuring the mass adoption. In addition, the free-to-long-term service is not yet guaranteed by law, and the final costs will be defined by each entity. The competition of \u201crails\u201d public as Drixi, which will start operations in the third quarter of 2025, it will be critical to keep prices low and to encourage innovation.<\/p>\n<p>Bre-B is, without a doubt, a milestone for Colombia. Get ready for a new era of payments, where the agility and interoperability will transform your financial experience.<\/p>\n<h3>You may also like: <a href=\"https:\/\/iqcol.com\/en\/bre-b-la-revolucion-en-pagos-inmediatos\/\">Bre-B The revolution in payments immediate Bank of the Republic<\/a><\/h3>","protected":false},"excerpt":{"rendered":"<p>Colombia est\u00e1 a punto de experimentar una transformaci\u00f3n en la forma en que se realizan las transacciones diarias. El Banco de la Rep\u00fablica ha lanzado\u00a0Bre-B, su innovador sistema de pagos inmediatos e interoperables, dise\u00f1ado para modernizar la econom\u00eda, impulsar la inclusi\u00f3n financiera y reducir la dependencia del efectivo. Inspirado en modelos de \u00e9xito global como [&hellip;]<\/p>","protected":false},"author":1,"featured_media":10184,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":["post-11564","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts\/11564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/comments?post=11564"}],"version-history":[{"count":0,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts\/11564\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/media\/10184"}],"wp:attachment":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/media?parent=11564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/categories?post=11564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/tags?post=11564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}