{"id":11700,"date":"2025-09-26T09:30:01","date_gmt":"2025-09-26T14:30:01","guid":{"rendered":"https:\/\/iqcol.com\/?p=11700"},"modified":"2025-09-15T11:29:41","modified_gmt":"2025-09-15T16:29:41","slug":"blockchain-stablecoins-y-open-finance","status":"publish","type":"post","link":"https:\/\/iqcol.com\/en\/blockchain-stablecoins-y-open-finance\/","title":{"rendered":"blockchain, stablecoins and open Finance, the new chapter fintech LatAm"},"content":{"rendered":"<h1><b>Blockchain, stablecoins and open finance: The future of fintech in the region<\/b><\/h1>\n<p><span style=\"font-weight: 400;\">Blockchain, stablecoins and open finance are not only fashionable: they are the pillars of the financial future in Latin america. His impact is growing rapidly, and redefining how we pay, save and invest.<\/span><\/p>\n<h2><b> Stablecoins dominate the volume crypto in Brazil<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In recent years, <\/span><b>90 % of the use of criptomonedas in Brazil is related to stablecoins<\/b><span style=\"font-weight: 400;\">highlighting its role as a bridge between the crypto and the actual payments.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b> Global growth accelerated stablecoins<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Globally, the market for stablecoins is approaching the <\/span><b>US$ 300 billion<\/b><span style=\"font-weight: 400;\">, with Tether (USDT) and USDC dominating 80 % of the market. The new legislation as the <\/span><b>Genius Act<\/b><span style=\"font-weight: 400;\"> drives further adoption.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b> How they link with open finance and blockchain<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">According to QED Investors, blockchain, stablecoins and CBDC are positioned in the heart of the transformation fintech in LatAm.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">McKinsey points out that the global payments are entering a new era thanks to the \u201cmoney tokenizado\u201d, where the stablecoins allow payouts faster and safer.<\/span><\/p>\n<figure id=\"attachment_11701\" aria-describedby=\"caption-attachment-11701\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-11701 size-large\" src=\"https:\/\/iqcol.com\/wp-content\/uploads\/2025\/09\/Blockchain-stablecoins-y-open-finance-1024x559.webp\" alt=\"Blockchain, stablecoins y open finance\" width=\"1024\" height=\"559\" title=\"\" srcset=\"https:\/\/iqcol.com\/wp-content\/uploads\/2025\/09\/Blockchain-stablecoins-y-open-finance-1024x559.webp 1024w, https:\/\/iqcol.com\/wp-content\/uploads\/2025\/09\/Blockchain-stablecoins-y-open-finance-300x164.webp 300w, https:\/\/iqcol.com\/wp-content\/uploads\/2025\/09\/Blockchain-stablecoins-y-open-finance-768x419.webp 768w, https:\/\/iqcol.com\/wp-content\/uploads\/2025\/09\/Blockchain-stablecoins-y-open-finance-18x10.webp 18w, https:\/\/iqcol.com\/wp-content\/uploads\/2025\/09\/Blockchain-stablecoins-y-open-finance-570x311.webp 570w, https:\/\/iqcol.com\/wp-content\/uploads\/2025\/09\/Blockchain-stablecoins-y-open-finance-270x147.webp 270w, https:\/\/iqcol.com\/wp-content\/uploads\/2025\/09\/Blockchain-stablecoins-y-open-finance.webp 1408w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-11701\" class=\"wp-caption-text\">Blockchain, stablecoins and open finance<\/figcaption><\/figure>\n<h2><b> Opportunities and challenges for the region<\/b><\/h2>\n<h3><b>Opportunities<\/b><span style=\"font-weight: 400;\">:<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">International payments faster and more economical.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Financial inclusion, especially in economies unstable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">New impetus for fintechs and innovation regulatory.<\/span><\/li>\n<\/ul>\n<h3><b>Challenges<\/b><span style=\"font-weight: 400;\">:<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Regulatory framework is incomplete or conflicting.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Money laundering risks and the need for traceability.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Integration with financial systems and traditional.<\/span><\/li>\n<\/ul>\n<h3><b>Conclusion<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Blockchain, stablecoins and open finance are shaping the ecosystem Latin american financial future. They are tools for faster payments, accessible and safe.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You may also like: <a href=\"https:\/\/iqcol.com\/en\/migrar-infraestructura-criptografica-a-la-nube-4-puntos-clave-antes-de-dar-el-paso\/\"><strong>Migrate cryptographic infrastructure to the cloud<\/strong><\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><br \/>\n<\/span><b>IQ Information Quality will accompany you to adopt these technologies, standards, and gaining confidence.<\/b><\/p>\n<h6><b>Sources consulted<\/b><\/h6>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h6><span style=\"font-weight: 400;\">Brazil and stablecoins: 90 % of the use crypto (<\/span><a href=\"https:\/\/www.reuters.com\/technology\/brazils-galipolo-sees-surge-crypto-use-says-90-flow-tied-stablecoins-2025-02-06\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Reuters<\/span><\/a><span style=\"font-weight: 400;\">),\u00a0<\/span><span style=\"font-weight: 400;\">Market global stablecoin close to US$ 300 billion; the impact of the Genius Act (<\/span><a href=\"https:\/\/www.fnlondon.com\/articles\/tether-and-circle-continue-to-dominate-as-stablecoin-market-nears-300bn-8761c4cb?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Fn London<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.investors.com\/news\/stablecoin-genius-act-payments-revolution\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Investors.com<\/span><\/a><span style=\"font-weight: 400;\">),\u00a0<\/span><span style=\"font-weight: 400;\">QED Investors on blockchain fintech LatAm (<\/span><a href=\"https:\/\/www.qedinvestors.com\/blog\/top-10-trends-for-latam-fintech-in-2025?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">qedinvestors.com<\/span><\/a><span style=\"font-weight: 400;\">),\u00a0<\/span><span style=\"font-weight: 400;\">McKinsey on tokenized cash and global payments (<\/span><a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/the-stable-door-opens-how-tokenized-cash-enables-next-gen-payments?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">McKinsey &amp; Company<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/h6>\n<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Blockchain, stablecoins y open finance: El futuro fintech en la regi\u00f3n Blockchain, stablecoins y open finance no son solo moda: son los pilares del futuro financiero en Latinoam\u00e9rica. Su impacto est\u00e1 creciendo r\u00e1pidamente y redefiniendo c\u00f3mo pagamos, ahorramos e invertimos. Stablecoins dominan el volumen cripto en Brasil En los \u00faltimos a\u00f1os, 90 % del uso [&hellip;]<\/p>","protected":false},"author":3,"featured_media":11701,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":["post-11700","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts\/11700","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/comments?post=11700"}],"version-history":[{"count":0,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/posts\/11700\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/media\/11701"}],"wp:attachment":[{"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/media?parent=11700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/categories?post=11700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iqcol.com\/en\/wp-json\/wp\/v2\/tags?post=11700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}