{"id":11723,"date":"2025-10-14T09:00:07","date_gmt":"2025-10-14T14:00:07","guid":{"rendered":"https:\/\/iqcol.com\/?p=11723"},"modified":"2025-10-13T17:40:58","modified_gmt":"2025-10-13T22:40:58","slug":"pix-automatico-la-disrupcion-que-redefinira-los-pagos","status":"publish","type":"post","link":"https:\/\/iqcol.com\/en\/pix-automatico-la-disrupcion-que-redefinira-los-pagos\/","title":{"rendered":"Pix Automatic: the disruption that will redefine the recurring payments in Latin america"},"content":{"rendered":"

Pix Automatic<\/h1>\n

The system <\/span>Pix<\/b> the Central Bank of Brazil has changed forever the way of transfer of money in Latin America. Since its launch, has promoted financial inclusion, reduced costs, and transformed the traditional banking system.<\/span>
\n<\/span>But the story doesn't end there.<\/span>
\n<\/span>Now comes <\/span>Pix Automatic<\/b>, an evolution that promises to revolutionize the <\/span>recurring payments<\/b>closer to Brazil \u2014and soon to be in the region\u2014 a new era of automation financial.<\/span><\/p>\n

\"Pix
Pix Automatic<\/figcaption><\/figure>\n

\u2699\ufe0f<\/b> What is Pix Automatic?<\/b><\/h2>\n

Pix Automatic version is \u201cintelligent\u201d Pix traditional.<\/span>
\n<\/span>Allows you to perform <\/span>recurring payments and automated<\/b> without the intervention of the user in each transaction.<\/span>
\n<\/span>Examples: subscription services, insurance, monthly school or memberships digital.<\/span><\/p>\n

The user authorizes a time, and the system executes payments on the dates agreed upon, secure and traceable.<\/span><\/p>\n

\ud83c\udf0e<\/b> Why is a disruption to Latin america?<\/b><\/h2>\n
    \n
  1. Eliminates the dependency on credit cards<\/b>
    \n<\/span>Subscriptions and automatic debits because they do not require intermediaries or issuers traditional.<\/span>
    \n<\/span>This expands the access to the recurring payments in populations without banking full.<\/span><\/li>\n
  2. Reduces costs and frictions<\/b>
    \n<\/span>Pix automatically, eliminates processing fees, and reduces time of settlement.<\/span>
    \n<\/span>For retailers, it means <\/span>cash flow more predictable<\/b> and lower operating costs.<\/span><\/li>\n
  3. Open the door to new business models<\/b>
    \n<\/span>From SaaS services to gyms and streaming platforms premises, any business can create plans recurrent without relying on gateways expensive.<\/span><\/li>\n<\/ol>\n

    \ud83d\udd12<\/b> Security and compliance: the new challenges<\/b><\/h2>\n

    Automation brings new risks.<\/span>
    \n<\/span>With more data flowing and payments without human intervention, <\/span>the control of fraud and data protection<\/b> need to be strengthened.<\/span><\/p>\n

    Systems that integrate Pix Automatic must comply with:<\/span><\/p>\n