Blockchain, stablecoins and open finance: The future of fintech in the region
Blockchain, stablecoins and open finance are not only fashionable: they are the pillars of the financial future in Latin america. His impact is growing rapidly, and redefining how we pay, save and invest.
Stablecoins dominate the volume crypto in Brazil
In recent years, 90 % of the use of criptomonedas in Brazil is related to stablecoinshighlighting its role as a bridge between the crypto and the actual payments.
Global growth accelerated stablecoins
Globally, the market for stablecoins is approaching the US$ 300 billion, with Tether (USDT) and USDC dominating 80 % of the market. The new legislation as the Genius Act drives further adoption.
How they link with open finance and blockchain
According to QED Investors, blockchain, stablecoins and CBDC are positioned in the heart of the transformation fintech in LatAm.
McKinsey points out that the global payments are entering a new era thanks to the “money tokenizado”, where the stablecoins allow payouts faster and safer.
Opportunities and challenges for the region
Opportunities:
- International payments faster and more economical.
- Financial inclusion, especially in economies unstable.
- New impetus for fintechs and innovation regulatory.
Challenges:
- Regulatory framework is incomplete or conflicting.
- Money laundering risks and the need for traceability.
- Integration with financial systems and traditional.
Conclusion
Blockchain, stablecoins and open finance are shaping the ecosystem Latin american financial future. They are tools for faster payments, accessible and safe.
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IQ Information Quality will accompany you to adopt these technologies, standards, and gaining confidence.
Sources consulted
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Brazil and stablecoins: 90 % of the use crypto (Reuters), Market global stablecoin close to US$ 300 billion; the impact of the Genius Act (Fn London, Investors.com), QED Investors on blockchain fintech LatAm (qedinvestors.com), McKinsey on tokenized cash and global payments (McKinsey & Company)
