BUY NOW PAY LATER

BNPL is Compliant with PCI standards, protect your future

BNPL Cumple con las normas PCI, garantice la seguridad en sus servicios BNPL con el cumplimiento de normas PCI. IQ Information Quality ofrece soluciones completas para proteger sus transacciones.

The card brands receive in payments worldwide trillions of dollars (data from VISA 2021) and bear these figures in the confidence that the card holder has to put the data of your card for purchases of goods and services in channels of card present and not present

Contamos con más de catorce años de experiencia en prestar servicios en seguridad en pagos digitales para Latino América y el Caribe, approved by the PCI SSC (PCI Security standards Council)to perform the evaluation of compliance with international standards (PCI DSS, PCI PIN, PCI 3DS) that protect payments made with credit cards (VISA, Amex, Master, Discovery) in environments of card present (POS) and card not present (e-Commerce and telephone).

PCI standards are best practices in the industry to protect any electronic transaction where you need to protect sensitive data and can be used to secure other ecosystems of payment such as:

Private cards
BNPL ( Buy Now Pay Later)
International Money Orders
Payments person-to-Person P2P
Payment of Tolls
Loyalty points
Criptoactivos.

In any payment you made to your customers, there is information sensitive card data that must be protected.

BNPL - BUY NOW PAY LATER

The use of the option of the BNPL grew so very important in the Pandemic of Covid as an option customers to purchase products and services with the possibility of obtaining the product immediately and pay in fees its value.

In this sense arose companies that provide services BNPL with direct sales and/or subscribe to shops that sell products and services supported in this model of acquisition.

In the model of BNPL with acquisition of Businesses should be integrated in the portal of the trade the mechanism of sending of the information necessary for the company of BNPL complete the transaction. Depending on the integration of trade with the company that provides the BNPL need to be present a series of requirements to mitigate the risk of:

Redirect the client to a portal fraudulent where you can capture personal data
Capture of sensitive information to protect the information in a manner appropriate for sending to the portal of the BNPL.

El servicio de BNPL (Buy Now, Pay Later) se ha convertido en una opción popular para facilitar las compras a crédito sin necesidad de tarjetas tradicionales. Sin embargo, para garantizar la seguridad de las transacciones y la protección de la información personal de los clientes, es fundamental implementar medidas de seguridad robustas.

El BNPL utiliza diversos métodos de autenticación que incluyen información personal sensible del cliente, como el número de celular, nombres, fecha de expedición de la cédula, información biométrica y autenticación dinámica mediante un token enviado al celular. Toda esta información debe ser protegida de manera efectiva para evitar que sea comprometida, lo que podría resultar en transacciones fraudulentas que no solo perjudican a los clientes, sino que también pueden llevar a fugas masivas de datos, afectando gravemente la reputación de la entidad de BNPL y la confianza de los clientes en el servicio.

Services that support the protection of the BNPL are:

Identification and documentation of information flows in the processes where it is used the sensitive information of the customers
Identification and validation of reach
Identification of the controls that apply to the scope of according to the best practices of PCI standards.
Diagnosis with respect to PCI standards.
Validation and support for the action plan for the closure of the findings
Audit third-party to validate the compliance of the controls.

Start NOW to protect your customers and your business.

BUY NOW PAY LATER

BNPL is Compliant with PCI standards, protect your future

BNPL - BUY NOW PAY LATER

Acerca de

Services

Contact